Would you like a receipt? http://fittor.fun/zoophiliafarm/ adultswim GBF's notable growth in guarantees and fixed-rate commercial papers (FRCP) are manageable given the company's focus on creditworthy conglomerates and its effective capital management. Fitch expects GBF to maintain its capital adequacy ratio (CAR) at above 13% while growing its credit portfolio. TFC's Viability Rating is rated lower than those of peers as a result of its small franchise and modest profitability, which limits its ability to absorb potential credit or market losses.