A law firm http://fittor.top/luna-megabootylatinass/ ava adams boobpedia Annuities are insurance policies where you use your lump sum to buy an income for life. But for years pension companies have encouraged their savers to buy annuities from the same company they saved up with, even though they could very often have got a much better deal elsewhere. After waves of criticism, the Association of British Insurers – which represents the big life and pension giants – agreed new rules earlier this year that forces pension providers to issue an information pack to customers before offering them an annuity.